Women and minorities are protected from discrimination in obtaining credit under which act?

The correct choice pertains to the Equal Credit Opportunity Act (ECOA), which specifically aims to combat discriminatory practices in the lending process. Under this act, it is unlawful for creditors to discriminate against applicants for credit based on race, color, religion, national origin, sex, marital status, or age, or because they receive public assistance. This legislation is vital in ensuring that women and minorities have equal access to credit, helping to promote fairness and equality in financial transactions.

The other options, while significant in their own rights, address different aspects of civil rights and consumer protection. The Civil Rights Act provides broad protections against discrimination in various areas, including employment and public accommodations, but does not specifically focus on credit. The Fair Housing Act prohibits discrimination in housing and related transactions but does not apply directly to credit. The Consumer Credit Protection Act is primarily concerned with ensuring that consumers are given information regarding credit terms and practices, rather than enforcing equal access to credit for different demographic groups.